Fisher GovernanceMonte Fisher · CPA (Ret.), CFE

Business transition · Value-driver readiness

What's your business worth — and what's quietly dragging it down?

You built it on what's in your head. Before you hand it off or sell, find out what a buyer will find first.

Free · Anonymous · 10 questions

How ready is your business to transition at full value?

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Your score instantly. No sign-up, no email.

What a review turns up

The findings register

Every engagement ends with one document. Each line names what it affects and who fixes it — not a list of recommendations to file.

Findings register

Illustrative · 6 of 21 lines · FG-RR-0000

Domain and DNS control Registered to a contractor who left in 2019. No MFA. Losing it stops email. Owner · this week
Vendor bank-detail changes Accepted by email. Dual-authorisation threshold unchanged since 2009 at $25,000. Owner · this week
Cyber insurance attestation Application states MFA and offline backups. Neither is in place. Owner · this week
Backup restore test Backups run nightly to the same building. No restore has been attempted. IT provider
Key-person concentration Quoting logic lives in one spreadsheet and one estimator's judgement. Owner · this quarter
External exposure Surface review only. Two reachable services warrant a specialist. Referred out

Findings shown are composites, not a client engagement. Fixed scope, fixed fee, two to three weeks.

Start anywhere

The assessment suite

The value-driver assessment is the front door. Based on what it surfaces, you're routed to the gauge that explains why — each built on real forensic methodology, each free to run.

Five of these are scored scenarios: you make the calls, and the score reflects what those calls cost. They run on the same engine as the cattle and fraud models at Value Creation Analytics — same method, different domain.

Value-driver readiness

Scores owner-dependence, documented processes, systems maturity.

Scored scenario

General risk triage

Two minutes across governance, data and security. Points you to the right tool.

Router

Continuity & blindspot

Score key-person and continuity risk in 60 seconds.

Scored scenario

Quick-Scan bundle

Benford's analysis, segregation-of-duties review, communications review.

Service

Web & security gauge

External exposure for owner-operated businesses.

Scored scenario

Data privacy & records

The PII and records gaps that drive lawsuits and lost value.

Scored scenario

HIPAA readiness

Are you actually required to comply? Business-associate rules included.

Decision tree

60-second gap check

Three questions to see whether your decisions are defensible.

Scored scenario

Where the models come in

Findings tell you what's wrong. Models show you what it costs, and what happens when the variables change.

The Spread

Full stocker decision model with a 12-turn season simulation and sourced inputs.

Runnable

The Reconciliation

Workers' comp payroll fraud, 14 turns. Can you prove it?

Runnable

Blind Spot

Nine internal-fraud schemes and what each one costs before anyone notices.

Runnable

All six models at Value Creation Analytics →

Monte Fisher

Monte Fisher, CPA (Ret.), CFE

Retired Texas CPA and Certified Fraud Examiner. Two decades in governance, risk and assurance and forensic controls inside large-scale, high-volume energy and joint-venture operations — including PII, privacy and records management at enterprise scale.

The factors that decide your sale price aren't a mystery; most owners have just never had them laid out honestly. How dependent is the business on you personally? How much runs on knowledge that lives only in your head, or in the heads of long-time people heading for the door? How clean are your records, how modern your systems? Those are the value drivers a buyer scrutinises, and they are exactly where a review pays for itself.

Independent — no software sold, no commission on remediation. Where hands-on implementation is the right next step, Monte connects owners with trusted partners and discloses every referral arrangement.

Ask what a review covers